health insurance | Kerala
IRDAI-Approved Insurers
25+ Years Experience
Trusted by 2000+ Families
Health ഇൻഷുറൻസ്
എല്ലാവർക്കും
..
Transparent coverage, cashless hospital network, and quick claims support—crafted to keep you protected when it matters most.
Popular
Cashless Network
ഇന്ത്യ'യിലെ TOP ഹോസ്പിറ്റൽസിൽ FREE അഡ്മിഷൻ .
Value
₹5 ലക്ഷം - ₹2 കോടി വരെ PROTECTION
Support
24×7 Claim Assistance
Claim ആവിശ്യങ്ങൾക്ക് പ്രത്യേക Team.
Average Premium
₹1,700 / year*
No-Claim Bonus
Up to 100%
Room Rent
Private / Single
Add-On Riders
OPD, Maternity
| Plan | Sum Insured | Key Features | Typical Premium* | Action |
|---|---|---|---|---|
| Family Floater | ₹10 Lakh | Cashless, NCB, Day-care | ₹1,700 / year | Choose |
| Individual | ₹5 Lakh | Low copay, Renewal bonus | ₹999 / year | Choose |
| Senior Care | ₹10–₹25 Lakh | Domiciliary, AYUSH, Ambulance | ₹3,200 / year | Choose |
What is a cashless claim?
Treatment at a network hospital where the insurer settles eligible bills directly with the hospital.
Pre-existing diseases?
Covered after a waiting period as per policy terms. Disclose all conditions for smooth claims.
Tax benefits?
Premiums may be eligible for deductions under Section 80D (as per prevailing tax laws).
How fast is approval?
Pre-authorization for planned admissions is typically processed within hours, emergencies are prioritized.
*Illustrative premiums. Actual premium / features depend on age, city, insurer & medical history. Policy terms & IRDAI guidelines apply.